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Transparency — oversight, registers, remedies

Regulators & client remedies

This page sets out, transparently, the authorities and mechanisms a client may use in case of breach or dispute, and the key legal references.

Scope and essential clarification
Not CIF

Hipparchus is not a CIF (Conseiller en Investissements Financiers) and does not provide CIF services. We do not deliver investment advice under the CIF regime.

Depending on the exact nature of the service (introduction, intermediation, structuring, coordination), certain controls and remedies may apply to the regulated professionals actually involved (credit institution, insurer, investment firm, registered intermediary, etc.).

For regulated services provided by third parties, the relevant mediator/regulator is often tied to that professional (contractual and legal rules apply).

Client remedies

Your remedies in case of difficulty

Good order: contact us in writing first; then use the relevant ADR mechanism (consumer mediation or sector mediator), and finally — if needed — reporting or judicial routes.

1

Written complaint to Hipparchus

Recommended order

Provide facts, dates, and supporting documents. We acknowledge receipt and review. Use the Contact page; postal address is in legal notices.

2

Consumer mediation (if applicable)

Recommended order

Consumers have the right to free consumer mediation, subject to a prior written complaint. Professionals must communicate the mediator’s contact details.

Mediator details

Insert here the consumer mediator’s name and contacts applicable to your business. French law requires you to provide this information (incl. when a prior complaint failed).

Reference: Code de la consommation, art. L.616-1.

Open L.616-1
3

Sector mediators of the relevant professionals

Recommended order

If your dispute involves a bank, insurer, or financial intermediary, the competent mediator is often the institution’s or sector mediator (per contract and rules).

4

Report a regulatory breach

Recommended order

If you believe a professional breached regulations, some authorities can receive a report (without replacing courts for individual dispute resolution).

5

Judicial routes

Recommended order

You may seize competent courts at any time. For company registration / corporate life topics, the Paris Commercial Court can be a reference point.

EU note

The EU Online Dispute Resolution (ODR) platform was discontinued as of 20 July 2025. For guidance, use the EU Consumer Redress portal.

EU Consumer Redress
Official resources

Authorities, registers and public services

Links below point to official pages for complaints, mediation, registers, or filing a report/complaint.

ORIAS

Register

Official register of insurance, banking and finance intermediaries

Use ORIAS to verify whether an intermediary is registered and authorized for a regulated intermediation activity.

ACPR (Banque de France)

Supervisor

Prudential supervision and customer protection

You may submit a complaint/report to ACPR if you believe a regulated professional failed to comply with rules. ACPR does not arbitrate private disputes.

AMF — Médiateur

Mediation

Free public mediation service in financial matters

If a dispute involves a financial intermediary, AMF’s mediator may help resolve it amicably (competence depends on the case).

CNIL

Data

Data protection authority — lodge a complaint

If you believe your personal data rights were breached, you may lodge a complaint with CNIL after contacting the organization first.

DGCCRF — SignalConso

Consumer

Public service to report consumer issues

SignalConso helps consumers report issues with businesses and get guidance on next steps.

Legal anchors

Key legal references

We cite core provisions on consumer mediation and consumer information. For data protection, the GDPR provides a right to lodge a complaint with a supervisory authority.

Consumer mediation — right and principle

Code de la consommation, art. L.612-1

Consumers have the right to free consumer mediation; the professional must ensure effective access to a mediation scheme.

Open official page

Obligation to inform the consumer

Code de la consommation, art. L.616-1

Professionals must communicate the competent consumer mediator’s contact details, including when a prior complaint has not resolved the issue.

Open official page

Timeframe for mediation outcome

Code de la consommation, art. R.612-5

The mediation outcome occurs within a maximum of 90 days from the notification, extendable for complex disputes.

Open official page
FAQ

Important notes

Does ACPR resolve my individual dispute?

No. ACPR can receive complaints/reports about regulatory compliance, but it does not arbitrate private disputes between a professional and a client.

Is the AMF mediator always competent?

Competence depends on the nature of the dispute and the professional involved; check AMF’s guidance before filing.

EU online dispute platform (ODR)?

The EU ODR platform was discontinued as of 20 July 2025. Use the EU Consumer Redress portal for guidance.

Issue to address? We prioritize fast, documented resolution.

We aim to handle requests in a traceable and proportionate manner. A complete written complaint significantly speeds up review.

Contact Us

Get in touch

Describe your need in a few lines. We will revert with clear framing, a method, and next steps.

Consultant
M. Baptiste DEHAY
View GDPR policy